Refund Policy

 Effective Date: January 1, 2026

Business Name: Plug To Wealth

Owner: R. McCullough

Contact: support@wealthprotocol.online

1. Overview

At Plug To Wealth, we value transparency and want every customer to feel confident in their purchase. Due to the digital nature of our products and services, all sales are generally considered final. Unlike physical products, digital items cannot be returned once downloaded or accessed.

This Refund Policy outlines the terms and conditions under which refunds may be considered, how to request a refund, and the limitations that apply to all purchases.

2. Digital Product Nature

All of our products, including but not limited to:

• Online courses
• Downloadable guides and workbooks
• Templates and resources
• Membership access
• Software or tools

…are delivered electronically immediately or shortly after purchase. Because these products are digital, they cannot be returned in the traditional sense.

This policy ensures fairness while protecting the integrity of our content.

3. No Automatic Refunds

Purchases made through Plug To Wealth are final. Automatic refunds are not offered. By completing a purchase, you acknowledge that digital products, once accessed, cannot be “returned” like a physical product.

4. Exceptions & Refund Consideration

Refunds may be considered in rare circumstances, including but not limited to:

1. Technical Issues: If you are unable to access the product due to technical failures caused by our system.
2. Duplicate Purchase: If a product was purchased twice by mistake and verified through our records.
3. Incorrect Product Delivery: If a product delivered is materially different from what was advertised.

All refund requests are subject to verification. Approval is at the sole discretion of Plug To Wealth and R. McCullough.

5. Refund Request Process

To request a refund, you must:

1. Email support@wealthprotocol.online within 14 calendar days of purchase.
2. Include the following information:
   
• Full name used during purchase
• Email address associated with purchase
• Order number or receipt
• Detailed explanation of the issue
3. 
   
4. Provide any requested proof, such as screenshots or email correspondence.

We will review your request and respond within 3–5 business days.

6. Refund Approval

If your request is approved, we will process the refund through the original payment method. Refunds may take 5–10 business days to appear on your account, depending on your bank or payment provider.

Refunds are issued on a case-by-case basis and do not guarantee approval. Any fraudulent or abusive requests may result in denial of refund and permanent termination of account access.

7. Partial Refunds

In some cases, we may issue partial refunds when:

• You accessed a portion of the product before realizing it did not meet your needs.
• Technical issues were partially resolved.
• An upgrade or bonus content was used before reporting the problem.

Partial refunds are evaluated individually and communicated clearly through email.

8. No Chargeback Guarantee

All purchases made through Plug To Wealth are subject to this Refund Policy. Initiating a chargeback through your credit card company without prior communication is a violation of this policy.

Doing so may result in:

• Permanent termination of access to all products
• Legal action to recover losses
• Blacklisting from future purchases

We strongly encourage all customers to contact us directly to resolve any issues.

9. Technical Support Commitment

Many refund requests are related to technical difficulties. Our team is committed to assisting you with:

• Accessing courses or downloads
• Login issues or password resets
• Compatibility issues with devices or software
• Instructions on how to properly use the product

We recommend reaching out to support@wealthprotocol.online before requesting a refund, as most issues can be resolved quickly.

10. Disclaimer

By purchasing from Plug To Wealth, you acknowledge:

• Digital products are delivered instantly or within a short timeframe
• All sales are final unless an exception is approved
• Results from applying our products and strategies may vary
• No guarantee of specific income or success is provided

11. Customer Responsibility

Customers are responsible for:

• Ensuring correct email addresses and account information are provided
• Following product instructions and recommendations
• Reading all information on product pages before purchase
• Communicating directly with support for technical or product issues

12. Final Notes

Our goal is customer satisfaction and fairness while maintaining the integrity of our digital products. While refunds are rare, we handle every request professionally and transparently.

If you have any questions, concerns, or need support, email us at:

support@wealthprotocol.online

Thank you for trusting Plug To Wealth. We are committed to delivering valuable resources that help you build real digital income systems.